The Saddle Point Insulated Jacket is lightly insulated for cool-weather layering and daily wear. It features a cotton-blend shell for breathable comfort and texture. Microtemp XF II insulation traps warmth without bulk. The jacket includes zippered hand pockets, adjustable sleeve cuffs for a tailored fit, and a chin guard for comfort when zipped. It has a heritage plaid pattern with a contrast yoke for a classic look.